We offer the best programs that the industry has to offer!

Loan programs

Click Here

We can help determine your budget with our Mortgage Calculators

Purchase calculator

Click Here

Refinance calculator

Click Here

The LOFI Direct Team





We believe you deserve more from the mortgage industry. We believe in the need for live, human interaction during a complex process. The kind of service and guidance which a phone app simply can’t provide. We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities. Their story is our story. And that story begins in a home. So if you believe as we do that technology can’t replace human interaction, that your story goes deeper than paperwork, and that you want to be a part of a better community and build a better nation, then let us provide you with more.